GGLOBiN Pay
Launch Public Beta
Public Beta · Building in Public · Actively Shipping New Features

Global payments.
Powered by AI.

GLOBiN Pay is a public beta for domestic and international payments — one wallet, AI-guided exchange timing, and transparent pricing. We're building it in the open, and it's usable today.

Launch Public BetaJoin Waitlist
  • Free during Public Beta
  • No installation required
  • Join in under 2 minutes
or see product screenshots ↓

Total balance

$12,480.32

USDEURGBP
Freelance payout+$2,140.00
To: Priya Sharma-₹18,200

Why we started GLOBiN Pay

Moving money across a border shouldn't cost you a week and a markup.

The idea for GLOBiN Pay came from a simple, recurring frustration: sending or receiving money internationally — as a student, a freelancer, or a family — usually means a hidden spread, a slow transfer, and no real way to know if you picked a good day to send. We didn't think that was acceptable in 2026, so we started building the alternative: one wallet, transparent pricing, and an AI assistant that actually watches the market for you.

Built by an Independent Founder

GLOBiN Pay is being built independently with a focus on creating a faster, smarter, and more transparent way to move money globally. Every feature is shipped publicly, refined through user feedback, and continuously improved as the platform evolves.

Building in PublicAI-Powered FinanceCloud-Native Infrastructure

The problem

Traditional cross-border payments were built for banks, not people.

Most of the friction in sending money internationally isn't necessary — it's just where the old infrastructure cuts corners.

Hidden spreads

The advertised rate isn't the rate you get — banks and apps quietly mark up the exchange rate instead of charging a clear fee.

Slow, opaque transfers

Cross-border transfers can take days with no visibility into where the money actually is in that window.

No timing intelligence

Exchange rates move daily, but almost nobody sending money has a tool that tells them if today is a good day to send.

Fragmented tools

Domestic payments, international transfers, and currency tracking live in separate apps that don't talk to each other.

Why GLOBiN Pay is different

Traditional payment apps

  • Hidden fees baked into the exchange rate
  • No AI, no timing guidance
  • Multiple apps for domestic vs. international
  • Manual math to know what actually lands
  • Support that goes quiet after you send

GLOBiN Pay — Public Beta

  • Transparent pricing, shown before you confirm
  • Finn, an AI assistant that watches rates for you
  • One wallet for domestic and international
  • See exactly what lands, before you send
  • Built in public — you can see what's shipping

Some of these are fully live in the public beta today, others are actively being built — see “Available Today” and “Currently Building” below for the honest breakdown.

Built for people who move money across borders

Freelancers

Get paid by clients anywhere, in your currency.

Students

Receive support from home without the markup.

Businesses

Pay vendors and contractors across borders.

Travelers

Spend abroad without guessing the exchange rate.

Families

Send money home, reliably and transparently.

Live product screenshots

This is the real, running public beta.

No mockups — every screen below is captured directly from the app you can launch today.

GLOBiN Pay Home screen

01

GLOBiN Pay — Dashboard
💳 Multi Currency Wallet🌎 Global Transfers

Dashboard

Manage domestic and international payments from one intelligent dashboard.

  • Multi-currency wallet
  • Domestic / International toggle
  • Quick actions
  • Payment methods
  • Recipients

02

GLOBiN Pay — Wallet
💳 Multi Currency Wallet🔒 Secure

Wallet

Link a bank, UPI ID, or card once — top up or cash out anytime after.

  • Bank linking
  • UPI
  • Card top-up
  • Cash out

03

GLOBiN Pay — Send Abroad
🌎 Global Transfers📈 Live Rates

Send Abroad

A guided, four-step flow — country, amount, rate, preview — before anything sends.

  • 120+ corridors
  • Transparent rate step
  • Bank transfer
  • SEPA

04

GLOBiN Pay — Exchange Rates
📈 Live Rates🧠 Smart Insights

Exchange Rates

Track global currencies with live rates sourced from real market data.

  • Live rate chart
  • Daily movement
  • Currency pairs
  • Real market source

05

GLOBiN Pay — Finn AI
✨ AI Powered🧠 Smart Insights

Finn AI

Your personal AI financial assistant — for spending, fees, and everything in between.

  • Fee breakdowns
  • Exchange advice
  • Suggested prompts
  • Plain-language answers

06

GLOBiN Pay — Analytics
📊 Analytics🧠 Smart Insights

Analytics

Net worth, currency allocation, and spending categories in one view.

  • Net worth
  • Financial health score
  • Currency allocation
  • Spending categories

07

GLOBiN Pay — Settings
🔒 Secure✨ AI Powered

Settings

Everything you need beyond transfers — account, business tools, and more, in one place.

  • Payment Methods
  • Business Hub
  • Financial Health
  • Cards

Available today

What's already live in the public beta

No vaporware — this is what you can open and use right now. Tap any card to see it.

Built around how you use it

The same wallet, tuned to what you actually need from it.

  • Get paid by international clients without losing a chunk to fees
  • Hold earnings in the currency you were paid in
  • See exactly what lands after fees, before you invoice

Live in the public beta

Meet Finn.

Finn reads your transfers, your wallet, and the market — so you don't have to. Ask a question, get a straight answer.

Should I send to India today or wait?
USD/INR has drifted up 0.4% this week. I'd send within 24h — confidence 82%.

Exchange timing

Flags when a rate is worth waiting for — or acting on now.

Financial health

Tracks your balance, spend, and savings in one score.

Fraud detection

Watches for unusual activity and flags it before you do.

Insights

Turns raw transactions into plain-language patterns.

Smart recommendations

Suggests cheaper routes and better times to send.

Currently building

What's in progress right now

GLOBiN Pay is a public beta, not a finished product. Here's what's being actively worked on before we handle real money end to end.

End-to-end encryption

In development

Data encrypted in transit and at rest, by design.

Secure authentication

In development

Passwordless sign-in and two-factor verification.

Fraud monitoring

Planned

Finn watches transaction patterns for anomalies.

Compliance readiness

Planned

Building toward relevant financial compliance standards before real transfers go live.

Banking partnerships

In progress

Working with banking partners to move from beta wallet to real settlement.

Wider currency corridors

Planned

Expanding past the initial set of supported countries and currency pairs.

Live product status

Where the beta stands right now

We'd rather show you an honest snapshot than a polished number we can't back up.

Version

v0.9

Public Beta

Last updated

August 2026

See the full changelog below

LIVE

Deployment

Live

Shipped straight to app.globinpay.com

LIVE

Backend

Operational

FastAPI + MongoDB Atlas, responding normally

A public status page with real uptime and usage metrics is on the roadmap — for now, this reflects where engineering actually stands.

Technology

Built with a real, modern stack

The same tools used to run production fintech platforms — chosen for reliability, not resume-padding.

Frontend

  • Next.js 14

    Fast, SEO-friendly React framework

  • TypeScript

    Type-safe code, fewer runtime bugs

  • Tailwind CSS

    Consistent, maintainable styling

  • Framer Motion

    Smooth, physics-based animation

Backend

  • FastAPI

    High-performance backend

  • Python

    Readable, battle-tested language

  • REST APIs

    Clean contracts between services

Data

  • MongoDB Atlas

    Secure cloud database

  • Redis caching

    Sub-second repeat reads

Intelligence

  • AI Services

    Powers Finn's guidance

  • Exchange Rate APIs

    Live market-sourced FX data

Infrastructure

  • Vercel

    Global deployment

  • Cloud deployment

    Scales without manual ops

  • CI/CD

    Every push ships automatically

Architecture

How GLOBiN Pay is actually built

A straightforward request path — no unnecessary layers, nothing hidden.

User

Anyone sending, receiving, or checking rates.

globinpay.com

This marketing site — public, static, fast.

app.globinpay.com

The product itself: wallet, transfers, Finn.

api.globinpay.com

Single API gateway the app talks to.

FastAPI

Python service layer handling business logic.

MongoDB Atlas

Primary data store for users, wallets, transfers.

AI Services

Powers Finn — insights, timing, and guidance.

Exchange Rate APIs

Live market data feeding rates and forecasts.

api.globinpay.com is the only door into the backend — the marketing site and the app never talk to FastAPI, MongoDB, or the AI layer directly.

Credibility

Why trust GLOBiN Pay

Trust is earned with specifics, not a badge — here's what's actually underneath the product.

JWT Authentication

Session tokens, not stored passwords, guard every signed-in request.

MongoDB Atlas

A managed, encrypted cloud database — not a spreadsheet or a local file.

Cloud Infrastructure

Runs on the same class of infrastructure production fintech apps use.

Built in Public

Progress, setbacks, and roadmap are visible — not managed behind closed doors.

Continuous Deployment

Every shipped change goes straight to the public beta — no stagnant builds.

Roadmap

What we're building next

No fixed dates yet — banking partnerships set the pace. Waitlist members hear first.

Next

  • Live money movement with banking partners
  • Two-factor authentication
  • In-app support

Later

  • Card issuance
  • Additional currency corridors
  • Public status page with real uptime

Future

  • Business API for platforms
  • Family & shared wallets
  • Global regulatory expansion

Latest updates

What's already shipped

The roadmap says what's coming. This says what's done — newest first.

v0.9Public BetaAug 2026
  • Founder Dashboard
  • Finn AI Assistant
  • Multi-currency wallet
  • Analytics dashboard
  • Live exchange rates
  • Cloud deployment
v0.7Private BetaMay 2026
  • Business Hub
  • Domestic + international transfer flow
  • Recipient management
v0.4Internal buildFeb 2026
  • Core wallet architecture
  • FastAPI backend scaffolding
  • Initial design system

Early beta feedback

What early testers are telling us

Real, unedited feedback from public beta users — published as it comes in.

We're early — real tester quotes will show up here as they come in.

Already using the public beta? We'd genuinely like to hear from you.

Share your feedback

Join the public beta

Two ways in: launch it now, or wait for an invite.

The public beta is open today. Prefer to wait until it's further along? Join the waitlist and we'll reach out.

Launch Public BetaJoin Waitlist

  1. 01

    Create an account

    Sign up at app.globinpay.com and verify your identity.

  2. 02

    Fund your wallet

    Link a card or bank, or hold multiple currencies at once.

  3. 03

    Send your first transfer

    Confirm the transparent quote — Finn tells you if timing helps.

Join the waitlist

Be first in line as GLOBiN Pay moves past public beta.

Questions, answered

Yes — the public beta is live at app.globinpay.com. It's a real, working product, not a mockup. Some features are still in progress; we label those clearly rather than hide them.

It means the wallet, transfers, and Finn are usable today, but we're still building toward real banked money movement and don't have a fixed date for that — see "Currently Building" above for specifics.

Finn looks at your wallet, transfer history, and market data to answer questions and suggest better timing — it's a guide, not a guarantee.

Security is being built in from day one — see "Currently Building" above for what's shipped versus planned. We won't move real money until that groundwork is in place.

We're starting with a focused set of corridors and expanding from there. The waitlist form helps us prioritize based on where demand actually is.

For now, reach us directly by email — the link is in the footer. In-app support is on the roadmap.